Privacy Policy & Advertising Disclosure
Last updated: May 3, 2026
True Cost Mortgage Calc is an educational utility website. Calculations occur in your browser. We do not require account registration and do not intentionally collect mortgage inputs, income data, or personal financial details through this static calculator.
Information we may collect
Standard hosting, analytics, security, and advertising tools may collect technical information such as browser type, device type, approximate location, referring pages, pages viewed, and interactions with ads or affiliate links.
Google AdSense, cookies, and third-party ads
This site may display Google AdSense or other third-party advertisements. Third-party vendors, including Google, may use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to users based on visits to this and/or other sites on the Internet.
Users may opt out of personalized advertising by visiting Google Ad Settings. Users can also learn more about how Google uses cookies in advertising by visiting Google's advertising policies and cookie information pages.
Affiliate disclosure
Some links may be affiliate links. If you click an affiliate link and make a purchase or submit a lead, the site owner may receive compensation. Affiliate compensation does not change the calculator results and should not be interpreted as an endorsement of any financial product.
No financial advice
The calculator is for educational planning only. It is not financial, mortgage, tax, real estate, insurance, legal, or lending advice. Confirm all numbers with qualified professionals and official lender documents before making decisions.
Contact
Contact: parkerinnovationsllc@gmail.com
Calculator input privacy
The calculator is designed so normal calculations occur in the user's browser. The site does not require an account, login, or mortgage application to use the tools. If analytics or advertising tools are active on the live site, they may collect technical and usage information such as pageviews, device type, approximate location, browser type, and ad interactions, but the calculator should not be treated as a secure place to submit sensitive personal records.
Users should avoid entering private identifiers into any field. The calculator fields are meant for planning assumptions such as home price, income, debts, utilities, taxes, and insurance estimates. Do not enter Social Security numbers, bank account numbers, loan account numbers, or private application information.
Advertising and analytics limits
If advertising or analytics tools are enabled, they may use cookies or similar technologies according to their own policies and applicable consent requirements. Those tools are used to understand site performance, advertising eligibility, and general user behavior. They should not be interpreted as a mortgage application, loan preapproval process, or personal financial review.
Users can control cookies through browser settings and should review third-party privacy controls where available. If the site later adds newsletter, account, or saved-scenario features, this privacy policy should be updated before those features are launched.
Children's privacy and sensitive information
The site is not intended to collect information from children and does not knowingly request children's personal information. The calculators are intended for general adult financial planning education. Users should not enter sensitive personal details into calculator fields or contact messages.
If the site uses forms, saved accounts, newsletters, or downloadable resources, the privacy policy explains what information is collected, why it is collected, how it is stored, and how users can request changes or deletion where applicable.
Third-party links and external sites
The site may link to external sources, advertiser pages, affiliate partners, or reference materials. Those sites operate under their own privacy policies and terms. Users should review the privacy practices of any third-party site before submitting personal information, requesting quotes, or creating accounts.
If affiliate links are added in the future, they should be disclosed near the relevant placement. Clicking an affiliate link may allow a third party to track the referral according to that partner's policies. The calculator result itself should not change because of an affiliate relationship.
Data minimization principle
The site collects only what is needed to operate, measure, and maintain the service. Since the calculators can run in the browser, there is no need for users to submit private documents to receive an estimate. This principle guides feature decisions.
Feature privacy review
Site features are reviewed for privacy impact. A saved-scenario feature, email newsletter, downloadable worksheet form, property-tax lookup, or affiliate comparison page can change what information is processed. If a feature collects more data than the current static calculator, the privacy policy explains that collection.
Sensitive calculations are kept local whenever practical. That keeps the tool simpler and reduces the need for users to submit private records.
Contact about privacy
Questions about this privacy policy can be sent to parkerinnovationsllc@gmail.com. Because the site is designed as a simple browser-based utility, most privacy questions relate to advertising, analytics, cookies, third-party links, or active site features. Users should not email sensitive financial documents when asking privacy questions.